Financial Information
	Do I need to have private health insurance?
	Will my insurance cover all my treatments?

FINANCIAL INFORMATION

Once it has been determined that you need an operation the Orthosports staff will be able to provide you with a cost estimate for your surgery. This can be a confusing area and the office staff will readily offer you assistance in navigating the financial part of your surgery. This includes help with paper work, hospital admissions, medical fund rebate and the like.

The standard fee charged in this office is based around the Australian Medical Association recommended fee. This means that in most instances there will be a portion of your surgical fee which will not be covered by Medicare or your health fund. It is important that you ask about this gap prior to receiving treatment.

With respect to Orthopaedic surgery, some of the operations will receive a benefit from your insurer whilst others will not. We are able to give you the appropriate advice on all these matters and give you accurate estimates of what the final costs might be. Please be advised that when you have an operation there is a fee for your attending surgeon, his assistant, the anaesthetist and the hospital.

Our staff are fully informed about charges and rebates and will be able to help you navigate your way through this complex area.

DO I NEED TO HAVE PRIVATE HEALTH INSURANCE?

No. You can choose to 'self insure'. This still allows you to choose your doctor and the location and timing of your surgery but will result in a higher out of pocket payment than if you were in a health fund

WILL MY INSURANCE COVER ALL MY TREATMENTS?

Insurance applies only to medical treatments and will not cover the entire cost of the treatment. Some items necessary for your treatment may not be paid for by some health funds. Please check with our staff and your fund prior to commencing your treatment. Cosmetic treatments are typically not covered.